Located at 11 Wellington Street S. in Drayton, the offices of Hesselink Jack and Associates maybe one of the overlooked jewels of the community.
Consistent with the unassuming façade of the building, co-owners Ab Hesselink and Jason Jack, both Certified Financial Planners, pride themselves on providing their clients the tools to make dreams a reality, utilizing a step-by-step approach to controlling finances.
A recent Stats Canada report indicates the ratio of personal debt to income has reached a record of almost 153%.
Canadians have surpassed the United States and United Kingdom in level of household debt, leaving themselves vulnerable to financial stress. Coupled with this overwhelming debt, most Canadians face a large “preparedness gap” when it comes to aligning their retirement hopes and dreams with their actual plans.
Where do you turn when you need answers or have questions to ask? In today’s complex financial world, you are inundated with information about financial products and services.
Many people will offer advice on which mutual funds to buy or investments to make, but there’s more to finances than RRSPs. Estate taxes, income taxes and education funds for children are just some of the other complex aspects of the total financial picture.
“Our role is to help you identify your goals and objectives and make recommendations to help you succeed,” says Hesselink.
Adds Jack, “A financial plan is not a one size fits all solution. We will work with you to create a plan tailored to your specific needs and life goals. Your goals are as unique as you are. So whether you are looking to buy a home, take that dream vacation or ensure the people you care about are looked after, a financial plan will help you get and stay on track to achieving what you want out of life – as well as your desired lifestyle along the way.”
Hesselink says, “Being independent allows us to always focus on our clients’ needs without corporate agendas, sales goals and conflicts of interest. The plan is the framework, the products fill the plan.”
Jack adds, “No matter where you are on your financial path, we will walk it with you each step of the way. Your success is our priority.”
The planning process has several components, which can include: finances, retirement, taxes and estate.
Through discussions, Hesselink Jack and Associates will help navigate the opportunities (i.e.- government grants, pensions income) to help maximize tax savings and keep money in your pocket.
Do you find yourself having difficulty making ends meet? Need some help with your home finances? Tired of asking for the best mortgage and GIC rates? Do you have children under the age of 15? Paying for insurance you don’t understand? Wondering what other investment options are available to you? Stock markets have you worried? How much money do you need to retire?
Make sure you get the most from your financial advisor. Hesselink Jack and Associates is not a fee-for-service practice, so for those just starting out or those with more complex situations, their advice doesn’t take money away from your progress.
Work with a Certified Financial Planner; call 519-638-3328 or email jason@hesselinkjack.ca to start the conversation and get closer to feeling on track with your financial affairs.
A financial plan is all about balance; it is not about depriving yourself today for some unknown day in your future. Below is a list of some of the services and products offered at Hesselink Jack & Associates.
Services include: financial planning, estate planning, tax planning, debt management, retirement planning and income tax preparation.
Products include: investments, RRSP, RRIF, GICs, tax-free savings, life insurance, disability, mortgages, education savings, first-time home buyers, lines of credit and travel insurance.
